Terms of Use
Last updated: October 7, 2026
These Terms of Use govern your access to and use of Smartcalc Hub and its calculators. The calculators are provided for general informational and educational purposes only.
1. Acceptance of Terms
By accessing or using Smartcalc Hub, you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree, you must not access or use the Site. Continued use after changes constitutes acceptance of the updated terms.
2. Description of the Service
Smartcalc Hub provides free, browser-based calculators and tools across financial, health, math, and unit-conversion categories for general informational and educational purposes. Calculator inputs are processed locally in your browser and are not stored on our servers tied to your identity.
3. Permitted Use
We grant you a personal, non-exclusive, non-transferable, revocable license to access and use the Site for personal, non-commercial, educational, or informational purposes, subject to these Terms.
4. Prohibited Use
You may not use the Site for unlawful purposes, attempt unauthorized access, introduce viruses or malicious code, scrape or extract content with automated tools, reverse engineer calculator logic, reproduce content without consent, or impair the Service.
5. Calculator Results and Estimates
Calculator results are informational estimates based on the inputs you provide and standard formulas. They may contain rounding errors, simplifying assumptions, or input errors, and may not reflect your specific circumstances. You remain responsible for verifying any important calculation before relying on it.
6. No Professional Advice
Nothing on the Site constitutes professional financial, investment, tax, legal, medical, or other advice. The calculators are educational tools and do not create any professional or advisory relationship. Always consult an appropriately qualified professional before making important decisions.
7. Intellectual Property
All content on the Site, including text, graphics, logos, calculator logic, and software, is the intellectual property of Smartcalc Hub or its licensors. You may not reproduce, distribute, modify, or create derivative works without our prior written consent, except for personal, non-commercial use.
8. Third-Party Services and Links
The Site may display advertising served by third-party partners such as Google AdSense and may contain links to third-party websites. We do not control and are not responsible for third-party content, practices, or services.
9. Availability and Changes to the Service
We do not guarantee uninterrupted or error-free access. We may modify, suspend, or discontinue the Site or any part of it at any time without notice, and accept no liability for any such action.
10. Disclaimer of Warranties
The Site and its calculators are provided on an "as is" and "as available" basis. We disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We make no warranty that the Site will be accurate, reliable, or error-free.
11. Limitation of Liability
To the fullest extent permitted by law, Smartcalc Hub and its operators shall not be liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising from your use of or inability to use the Site, including loss of profits, data, or business interruption. Nothing here excludes liability that cannot be excluded under applicable law.
12. Changes to These Terms
We may update these Terms at any time. When we do, we will revise the effective date at the top of this page. Continued use after changes constitutes acceptance.
13. Contact
If you have questions about these Terms of Use, please contact us.
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